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The Blog

Simple guides to help you protect what matters. No jargon, no complicated legal terms. Just practical advice for Indian families.

Estate Planning11 min read

Why Most Indian Families Lose Access to Money After a Death

₹35,000+ crore sits unclaimed in Indian banks. Insurance rejection rates hit 15%. Succession takes 8-14 months. Here are the 5 systemic reasons families lose access to money - and how to avoid them.

YL
31 January 2026
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Bank Claims9 min read

How to Access Your Spouse's Bank Locker After Death

New RBI rules (2025) simplify locker access for families. Banks must settle claims within 15 days or pay ₹5,000/day compensation. Here's the complete process.

YL
30 January 2026
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Financial Literacy10 min read

Credit Card Debt After Death: Who Pays? (Legal Guide)

If a credit card holder dies in India, are family members liable? Section 50 CPC protects heirs. Here's what the law actually says.

YL
30 January 2026
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Insurance9 min read

Vehicle Insurance Claim After Death: Transfer Process & Timeline

When a vehicle owner dies, the insurance doesn't automatically transfer. Here's the 90-day process to transfer RC and insurance to legal heirs.

YL
30 January 2026
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Insurance8 min read

The 15-Minute Insurance Audit That Could Save Your Family

Set a timer. By the time it's done, you'll know if your family is actually protected—or just thinks they are.

YL
29 January 2026
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Estate Planning10 min read

Digital Accounts: What Happens When You're Gone?

Your Netflix keeps charging. Your emails go unread. Your photos might be deleted. Here's what actually happens to digital accounts after death—and what to do about it.

YL
29 January 2026
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Insurance10 min read

Your Health Insurance: What Your Family Needs to Know Before a Claim

Hospital emergencies don't give you time to figure things out. Here's what to tell your family today so they're ready if you can't speak for yourself.

YL
29 January 2026
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Estate Planning9 min read

HUF Property Rules: Who Inherits What (And What's Changed)

Complete guide to Hindu Undivided Family property inheritance. Who are coparceners, daughters' rights after 2005, women as Karta, and how partition works.

YL
29 January 2026
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Financial Literacy9 min read

Insurance Claim Rejected? How to Fight Back and Win

Your life insurance claim was rejected. Here's how to fight back through the ombudsman, Bima Bharosa portal, and consumer court - step by step.

YL
29 January 2026
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Estate Planning9 min read

Private Trusts in India: When They Make Sense (And When a Will Is Enough)

Should you create a private trust or just write a will? A practical guide for Indian families with significant assets exploring estate planning options.

YL
29 January 2026
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Insurance10 min read

5 Things to Check in Your Term Insurance Today

Open your policy document. In 10 minutes, you'll know if your family is actually protected or just thinks they are.

YL
29 January 2026
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Estate Planning10 min read

When and How to Update Your Nominees (2025 Rules)

RBI now allows 4 nominees for bank accounts. SEBI allows 10 for demat and mutual funds. Here's when to update and exactly how to do it.

YL
29 January 2026
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