Insurance10 min read
Term Insurance Claim Ratios 2026: The Numbers That Actually Matter
Comparing term insurance? Here's what claim settlement ratios actually tell you - and the numbers insurers don't want you to focus on.
YL
3 February 2026Stories & Guides
The Blog
Simple guides to help you protect what matters. No jargon, no complicated legal terms. Just practical advice for Indian families.
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Insurance11 min read
How Much Term Insurance Do You Actually Need? (Calculator + Reality Check)
The 10x income rule is everywhere. Here's when it's right, when it's wrong, and how to calculate what YOUR family actually needs.
YL
3 February 2026Insurance9 min read
Term Insurance Medical Test: What to Expect and How to Prepare
First time doing a term insurance medical test? Here's exactly what happens, what they check, and how to prepare for the best results.
YL
3 February 2026Insurance9 min read
The Term Insurance Calculator Mistake Everyone Makes
Online calculators give you a number. But that number is probably wrong. Here's what they miss and how to calculate correctly.
YL
3 February 2026Insurance10 min read
5 Reasons Term Insurance Applications Get Rejected
Planning to buy term insurance? Know these 5 rejection reasons before you apply - and how to avoid becoming a statistic.
YL
3 February 2026Insurance13 min read
Term Insurance Riders: Which Ones Are Actually Worth It?
Insurance agents push riders for extra commission. Some are genuinely useful, others are a waste. Here's the honest breakdown.
YL
3 February 2026Personal Stories11 min read
The 5-Minute Conversation That Saved My Family ₹28 Lakhs
One Sunday afternoon, Anand sat with his wife and made a simple list. 8 months later, he was gone. His family accessed everything in 2 weeks. Here's what he did differently.
YL
31 January 2026Personal Stories10 min read
I Thought My Family Was Prepared. I Was ₹50 Lakh Wrong.
I had a will. I had nominees. I had a spreadsheet with every account. I thought I was one of the good ones. Then my father died, and I learned what preparation actually means.
YL
31 January 2026Stories12 min read
The Inheritance Fight Nobody Talks About
Every family thinks they won't fight. Every family is wrong. Real stories of siblings who stopped talking, property disputes that destroyed relationships, and why even loving families fall apart over inheritance.
YL
31 January 2026Personal Stories11 min read
My Father Didn't Have a Will. Neither Do You.
My father died without a will. Property disputes, frozen accounts, family tension - all preventable. I swore I'd be different. Then I turned 45 and realized I hadn't done it either.
YL
31 January 2026Digital Estate11 min read
What Happens to Your UPI When You Die?
Your PhonePe keeps getting OTPs. Your Netflix keeps charging. Your EMIs keep deducting. When you die, your digital financial life doesn't stop - it just becomes inaccessible. Here's what happens.
YL
31 January 2026Estate Planning9 min read
What Your Spouse Doesn't Know Could Cost Them Everything
You know where everything is. Your spouse doesn't. This gap costs families lakhs every year. Take the 5-question test and fix it in 15 minutes.
YL
31 January 2026Showing 133–144 of 262 articles
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