Insurance9 min read
Health Insurance Claim After Death: What Gets Paid and What Doesn't
Your family member died during hospitalization. Here's what health insurance covers, what it won't pay, and how to file the claim.
1 March 2026Read →
All Articles
#nominee-and-nomination52 articles
nominee-and-nomination
All our articles tagged with "nominee-and-nomination".
Financial Literacy10 min read
Your Financial Advisor Won't Talk About Your Death. That's a Problem.
Why Indian financial advisors avoid estate planning conversations, what it costs families when they do, and a practical checklist for advisors ready to close the gap.
24 February 2026Read →
Legal8 min read
Your Child Is Your Nominee. Here's Why That's a Problem.
Naming your minor child as nominee seems obvious. But when you're the only parent, who receives the money on their behalf? And can you do better than a simple nomination?
24 February 2026Read →
Financial Literacy11 min read
How to Talk to Your Indian Parents About Their Finances (Without Starting a Fight)
Practical scripts and strategies for the money talk Indian families need but nobody wants to have. What to say, when to say it, how to handle resistance.
24 February 2026Read →
Estate Planning13 min read
LGBTQ+ Inheritance in India: Planning When the Law Doesn't Protect You
How LGBTQ+ individuals in India can protect their partner's inheritance. Wills, trusts, nominations, joint property, tax traps, and what the law actually says.
23 February 2026Read →
Estate Planning10 min read
Retired and Ready: A Senior's Guide to Estate Planning in India
Estate planning for senior citizens in India. Will, nominees, power of attorney, property protection, and how to make sure your family isn't left guessing.
23 February 2026Read →
Financial Literacy9 min read
You Own 3 Flats. Your Nominee Form Says 'Mother.' Here's the Problem.
Property nominees don't work like bank nominees. If you own multiple properties with outdated nominee forms, your family faces a legal nightmare. Here's what to fix.
9 February 2026Read →
Financial Literacy6 min read
Dual-Income, One Kid: The 15 Accounts Nobody Can Access
Two salaries, two sets of investments, two EPF accounts, two insurance policies. One kid who won't know where any of it is.
8 February 2026Read →
Financial Literacy6 min read
Your Spouse Changed Jobs. 5 Financial Things That Need Updating.
When your spouse switches jobs, your household finances shift too. EPF, insurance, nominees, tax — here's what both of you need to check.
8 February 2026Read →
Financial Literacy14 min read
First Baby? 6 Things Nobody Tells New Dads About Money
Everyone tells you about diapers and sleep deprivation. Nobody tells you that your EPF nomination just became invalid, your health insurance has a gap, and your family has zero protection if something happens to you.
7 February 2026Read →
Financial Literacy11 min read
The "I'll Do It Later" Audit: 15 Minutes That Could Save Your Family Lakhs
You've been meaning to update your nominees, write a will, and tell your spouse where everything is. You haven't. This 15-minute audit fixes the most dangerous gaps.
7 February 2026Read →
Financial Literacy9 min read
You Just Got Married. 9 Money Things to Sort Before the Honeymoon Glow Fades
Post-wedding financial checklist for Indian newlyweds. Update EPF nominations, health insurance, bank nominees, term insurance, PPF, NPS, and more within 30-60 days of marriage.
7 February 2026Read →
Financial Literacy8 min read
Stop Scrolling. Open Zerodha. Update Your Nominee.
72% of demat account holders haven't set a nominee. Without one, your family needs a succession certificate just to touch your investments. Here's how to fix it in 3 minutes.
7 February 2026Read →
Estate Planning6 min read
The Rs 50 Lakh Mistake: Term Insurance But No Will
Rajesh had a Rs 1 crore term plan. His wife was the nominee. She got the money, 14 months and Rs 2.8 lakh in legal fees later.
7 February 2026Read →
Financial Literacy6 min read
Your Zerodha Nominations Are Probably Wrong
You spent 3 hours picking a smallcap fund. You spent 0 minutes checking who gets that money if you die. Let's fix that.
7 February 2026Read →
Legal6 min read
Can a Nominee Refuse to Share Money With Legal Heirs?
Yes, a nominee can refuse - but it's legally wrong. Here's what legal heirs can do, what courts have ruled, and how to prevent this problem altogether.
4 February 2026Read →
Legal5 min read
Can a Nominee Sell Property Without Legal Heirs' Consent?
No. A nominee is a custodian, not an owner. Here's what the Supreme Court says and what happens if a nominee tries to sell without heir consent.
4 February 2026Read →
Legal7 min read
Can Nominee Withdraw All Money From Deceased's Bank Account?
Yes, a nominee can withdraw funds without a succession certificate. But they're legally required to share with legal heirs. Here's what happens if they refuse.
4 February 2026Read →
Legal6 min read
What If There's No Nominee on a Bank Account?
When a bank account holder passes away without naming a nominee, the family faces a longer, more complex claim process. Here's what happens, what documents you need, and how to avoid this situation.
4 February 2026Read →
Legal6 min read
Nominee vs Joint Holder: Who Gets the Money?
Joint accounts give immediate access, but that's not the same as ownership. Here's what the law says about who actually gets your money when you die.
4 February 2026Read →
Legal6 min read
What If the Nominee Is Also Dead?
When your named nominee dies before you, the nomination becomes void. Here is what happens to your accounts and how your family can still claim them.
4 February 2026Read →
Legal9 min read
What If the Nominee Is a Minor?
Naming your child as nominee seems like the right thing to do. But without an appointee, your family faces delays and court processes. Here is what you need to know.
4 February 2026Read →
Financial Literacy10 min read
Your Investment Portfolio: Nominee Rules You're Probably Ignoring
You've named nominees on your investments. But are they correct? Updated? Here's what you're probably getting wrong.
3 February 2026Read →
Insurance10 min read
5 Things to Check in Your Term Insurance Today
Open your policy document. In 10 minutes, you'll know if your family is actually protected or just thinks they are.
29 January 2026Read →
Estate Planning10 min read
When and How to Update Your Nominees (2025 Rules)
RBI now allows 4 nominees for bank accounts. SEBI allows 10 for demat and mutual funds. Here's when to update and exactly how to do it.
29 January 2026Read →
Estate Planning9 min read
Divorce & Estate Planning: Protecting Your Assets
How divorce changes your estate plan. From updating your will to changing nominees, here's what you need to review after separation.
26 January 2026Read →
Estate Planning7 min read
Single Parent? Double the Protection Needed
Single parents face unique risks. If something happens to you, who takes care of your children? Here's what you need to have in place.
26 January 2026Read →
Bank Claims11 min read
Axis Bank Death Claim Process: Step-by-Step Guide
Complete guide to claiming a deceased person's Axis Bank account. Documents required, timeline, and process for claims with and without nominee.
24 January 2026Read →
Bank Claims11 min read
Bank Locker Access After Death: Complete Legal Process
How to access a deceased person's bank locker in India. RBI guidelines, documents required, legal process with and without nominee, and what happens to locker contents.
24 January 2026Read →
Bank Claims8 min read
Bank of Baroda Death Claim Process: Complete Guide
How to claim a deceased person's Bank of Baroda account. Documents required, Form 33, Form 352, timeline, and process for claims with and without nominee.
24 January 2026Read →
Investment Claims10 min read
Demat Account Transmission After Death: Complete Guide
How to transfer shares from deceased person's demat account. Transmission process for NSDL and CDSL, documents required, nominee vs legal heir claims, and timeline.
24 January 2026Read →
Estate Planning14 min read
Estate Planning Checklist: 20 Things Every Indian Family Needs
Complete estate planning checklist for Indian families. Will, nominations, insurance, property documents, digital assets, and family communication - everything in one actionable list.
24 January 2026Read →
Government Claims9 min read
Gratuity Claim After Death: Complete Guide for Families
How to claim gratuity after an employee's death in India. Eligibility, calculation, documents required, nomination rules, and step-by-step process under Payment of Gratuity Act.
24 January 2026Read →
Bank Claims10 min read
ICICI Bank Death Claim Process: Step-by-Step Guide
Complete guide to claiming a deceased person's ICICI Bank account. Documents required, online portal, timeline, and process for claims with and without nominee.
24 January 2026Read →
Bank Claims8 min read
Kotak Mahindra Bank Death Claim Process: Complete Guide
How to claim a deceased person's Kotak Bank account. Documents required, timeline, process for claims with and without nominee, and settlement procedures.
24 January 2026Read →
Bank Claims8 min read
PNB Death Claim Process: Step-by-Step Guide
How to claim a deceased person's Punjab National Bank account. Documents required, online portal, claim forms, and process for claims with and without nominee.
24 January 2026Read →
Estate Planning15 min read
Estate Planning for Indian Families: Practical Guide
Complete estate planning guide for Indian families. From wills to nominations, insurance to property transfers - everything you need to protect your family's financial future.
23 January 2026Read →
Bank Claims11 min read
Fixed Deposit After Death: How to Claim FD
Complete guide to claiming fixed deposits after death in India. Process with and without nominee, documents required, bank-specific timelines, and joint FD rules explained.
23 January 2026Read →
Investment Claims12 min read
Mutual Fund Claim After Death: Steps & Documents
Complete guide to claiming mutual funds after death in India. Nominee process, transmission without nominee, AMC-wise procedures, documents required, and timeline explained.
23 January 2026Read →
Investment Claims11 min read
NPS Death Claim: Complete Process Guide
How to claim National Pension System (NPS) after death. Nominee process, documents required, PRAN claims, lump sum vs annuity rules, and step-by-step guide.
23 January 2026Read →
Investment Claims11 min read
PPF Claim After Death: Complete Process & Nominee Rules
How to claim PPF account balance after death. Nominee process, documents required, no-nominee claims, interest rules, and common problems explained.
23 January 2026Read →
Estate Planning11 min read
Turning 40? The Estate Planning Checklist You Need
Essential estate planning checklist for Indians turning 40. From wills to nominations, insurance to property - everything you need to secure your family's future.
23 January 2026Read →
Personal Stories10 min read
Bank Accounts Frozen After Death: 3 Families Share Their Nightmare
Real stories of Indian families who couldn't access money after losing a loved one. What went wrong, how they finally got their money, and how you can prevent this.
19 January 2026Read →
Bank Claims10 min read
HDFC Bank Death Claim Process: Complete Guide
Step-by-step guide to claiming a deceased person's HDFC Bank account. Documents required, process with and without nominee, timeline, and forms needed.
19 January 2026Read →
Life Events10 min read
New Parent? 5 Things to Protect Your Baby Financially
Essential financial protection steps every new parent in India should take - from term insurance and health coverage to guardian nomination and emergency funds. Don't skip these.
19 January 2026Read →
Legal Process8 min read
Your Nominee Gets Everything, Right? Wrong.
The Supreme Court has made it clear: nominees don't own your assets. They're just temporary custodians. Here's what actually happens to your money after you die.
19 January 2026Read →
Bank Claims11 min read
SBI Death Claim Process: Step-by-Step Guide
Complete guide to claiming a deceased person's SBI bank account. Documents required, online portal, timeline, and process for claims with and without nominee.
19 January 2026Read →
Insurance12 min read
Term Insurance Claim Process: What Families Must Know
Complete guide to filing a term insurance death claim in India. IRDAI timelines, documents required, common rejection reasons, and what to do if your claim is denied.
19 January 2026Read →
Legal Process10 min read
How to Claim a Deceased Person's Bank Account in India
Step-by-step guide to claiming a deceased family member's bank account. What documents you need, how long it takes, and what to do if there's no nominee.
16 January 2026Read →
Estate Planning8 min read
Nominee vs Legal Heir: The Complete India Guide
Your nominee doesn't automatically own your money. Here's what the Supreme Court says and what it means for your family.
15 January 2026Read →
Estate Planning5 min read
What Happens to Your Bank Account When You Die?
A complete guide to how banks handle accounts after death in India, and what your family needs to know.
7 January 2026Read →
Financial Literacy3 min read
Why Adding a Nominee to Your Bank Account Matters
Most Indians skip this simple step. Here is why it could save your family weeks of stress.
5 January 2026Read →
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