Financial Literacy6 min read
You Both Earn ₹20 Lakh. Who Pays the EMI?
In a dual-income household with a joint home loan, who pays the EMI isn't just a convenience question. It's a tax question worth ₹1-2 lakh a year.
YL
8 February 2026Stories & Guides
The Blog
Simple guides to help you protect what matters. No jargon, no complicated legal terms. Just practical advice for Indian families.
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Financial Literacy6 min read
Your Spouse Changed Jobs. 5 Financial Things That Need Updating.
When your spouse switches jobs, your household finances shift too. EPF, insurance, nominees, tax — here's what both of you need to check.
YL
8 February 2026Financial Literacy7 min read
She Took a Career Break for the Kid. The Financial Checklist You Both Missed.
A career break isn't just a pause in income. It's a cascade of financial changes — EPF, insurance, NPS, tax — that most couples discover too late.
YL
8 February 2026Financial Literacy6 min read
Your Wife Earns More Than You. Here's What Most Couples Get Wrong.
She out-earns you. That's great. But if your financial planning still assumes you're the primary earner, you're both exposed.
YL
8 February 2026Financial Literacy7 min read
You're 27 and Invincible. Here's What Rs 500/month Looks Like at 45.
At 27, term insurance costs Rs 800/month. At 40, it's Rs 2,000+. At 50, they might not insure you at all. The math is brutal.
YL
7 February 2026Estate Planning6 min read
I'm 28. Here's Everything My Family Wouldn't Know If I Died
SIPs on auto-debit, crypto in a wallet, term insurance in a Gmail. My family knows about 30% of it. Here's my honest audit.
YL
7 February 2026Financial Literacy6 min read
You're 38. Your Parents Are 68. Nobody's Talked About the Money Yet.
Your parents won't bring it up. You feel awkward about it. Meanwhile, the clock is ticking on decisions that affect everyone.
YL
7 February 2026Financial Literacy6 min read
You Have 7 Finance Apps. Your Family Knows the Password to Zero.
Zerodha. Groww. PhonePe. GPay. CRED. Your bank app. You check them daily. Your family can't open a single one.
YL
7 February 2026Financial Literacy8 min read
Should You Add Your Name to Parents' Property? The Tax Trap Nobody Warns About
Your parents want to add your name to their flat. Feels simple. But the tax consequences could cost you lakhs more than just writing a will.
YL
7 February 2026Financial Literacy12 min read
Company Group Insurance Has a Rs 10 Lakh Hole
Your company gives you group term life, group health, EDLI, and gratuity. Sounds like enough protection. It's not even close. Here's the math nobody shows you.
YL
7 February 2026Financial Literacy8 min read
Your Mother-in-Law Lives With You. Here's What That Means for Your Will.
She's family. She depends on you. But legally, she has no automatic claim on your estate. If you haven't planned for this, she's vulnerable.
YL
7 February 2026Financial Literacy6 min read
Your EDLI Cover Is Rs 7 Lakh. Your EMI Is Rs 40,000/month.
Your employer provides 'life insurance' through EPF. The max payout is Rs 7 lakh. That covers less than 18 months of your EMI.
YL
7 February 2026Showing 49–60 of 264 articles
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