Financial Literacy7 min read
You're 27 and Invincible. Here's What Rs 500/month Looks Like at 45.
At 27, term insurance costs Rs 800/month. At 40, it's Rs 2,000+. At 50, they might not insure you at all. The math is brutal.
7 February 2026Read →
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#young professionals21 articles
young professionals
All our articles tagged with "young professionals".
Estate Planning6 min read
I'm 28. Here's Everything My Family Wouldn't Know If I Died
SIPs on auto-debit, crypto in a wallet, term insurance in a Gmail. My family knows about 30% of it. Here's my honest audit.
7 February 2026Read →
Financial Literacy6 min read
You Have 7 Finance Apps. Your Family Knows the Password to Zero.
Zerodha. Groww. PhonePe. GPay. CRED. Your bank app. You check them daily. Your family can't open a single one.
7 February 2026Read →
Financial Literacy12 min read
Company Group Insurance Has a Rs 10 Lakh Hole
Your company gives you group term life, group health, EDLI, and gratuity. Sounds like enough protection. It's not even close. Here's the math nobody shows you.
7 February 2026Read →
Financial Literacy6 min read
Your EDLI Cover Is Rs 7 Lakh. Your EMI Is Rs 40,000/month.
Your employer provides 'life insurance' through EPF. The max payout is Rs 7 lakh. That covers less than 18 months of your EMI.
7 February 2026Read →
Financial Literacy14 min read
First Baby? 6 Things Nobody Tells New Dads About Money
Everyone tells you about diapers and sleep deprivation. Nobody tells you that your EPF nomination just became invalid, your health insurance has a gap, and your family has zero protection if something happens to you.
7 February 2026Read →
Financial Literacy9 min read
The Freelancer's Blind Spot: No Employer Means No Safety Net
Freelancers left behind EDLI, group health insurance, and gratuity when they quit their jobs. Here's what that actually costs, and how to rebuild the safety net yourself.
7 February 2026Read →
Financial Literacy8 min read
That Home Loan Isn't Just Yours: What Happens If You Die With an EMI
You took a Rs 60 lakh home loan at 28. If you die, your family doesn't just inherit a house. They inherit a debt. Here's what the law says, what the bank can do, and how to protect your family.
7 February 2026Read →
Financial Literacy11 min read
The "I'll Do It Later" Audit: 15 Minutes That Could Save Your Family Lakhs
You've been meaning to update your nominees, write a will, and tell your spouse where everything is. You haven't. This 15-minute audit fixes the most dangerous gaps.
7 February 2026Read →
Estate Planning8 min read
Living Together, Not Married? Your Partner Gets Nothing by Default
Live-in partners have zero automatic inheritance rights under Indian law. Here's what the Supreme Court says, why nominations aren't enough, and the one tool that actually works.
7 February 2026Read →
Financial Literacy9 min read
You Just Got Married. 9 Money Things to Sort Before the Honeymoon Glow Fades
Post-wedding financial checklist for Indian newlyweds. Update EPF nominations, health insurance, bank nominees, term insurance, PPF, NPS, and more within 30-60 days of marriage.
7 February 2026Read →
Estate Planning7 min read
I Moved to Bangalore at 22. My Entire Financial Life Is in a City My Parents Have Never Visited.
Your bank, investments, and insurance are all tied to your Bangalore phone number. Your parents are 1,000 km away. If something happens to you, they won't know where to start.
7 February 2026Read →
Estate Planning7 min read
"I Don't Have Enough Assets for a Will" and Other Lies at 27
You have a PF account, SIPs, maybe some crypto, and a two-wheeler. Add it up. It's more than you think. You need a will.
7 February 2026Read →
Estate Planning7 min read
Your Parents Are 60. You Need to Have 'The Talk.'
Not the birds-and-bees talk. The 'Amma, where's Papa's LIC policy number?' talk. The one nobody wants to have.
7 February 2026Read →
Financial Literacy7 min read
Your Startup ESOPs Are Worth Nothing If You Die Without a Plan
You spent 4 years vesting. Your offer letter says Rs 25 lakh in ESOPs. Your family gets zero if you haven't done one thing.
7 February 2026Read →
Financial Literacy8 min read
Stop Scrolling. Open Zerodha. Update Your Nominee.
72% of demat account holders haven't set a nominee. Without one, your family needs a succession certificate just to touch your investments. Here's how to fix it in 3 minutes.
7 February 2026Read →
Financial Literacy12 min read
Sunday Morning Drill: Could Your Partner Access Your Money If You Don't Wake Up?
This Sunday, try this: ask your partner to find your EPF balance, your term insurance policy number, and your demat login. If they can't, you have a problem that no amount of financial planning can fix.
7 February 2026Read →
Estate Planning6 min read
The Rs 50 Lakh Mistake: Term Insurance But No Will
Rajesh had a Rs 1 crore term plan. His wife was the nominee. She got the money, 14 months and Rs 2.8 lakh in legal fees later.
7 February 2026Read →
Financial Literacy7 min read
What Happens to Your Crypto If You Die?
Your family can call HDFC Bank. They can visit LIC. But that ETH on MetaMask and Bitcoin on CoinDCX? Buried treasure.
7 February 2026Read →
Financial Literacy6 min read
Your Zerodha Nominations Are Probably Wrong
You spent 3 hours picking a smallcap fund. You spent 0 minutes checking who gets that money if you die. Let's fix that.
7 February 2026Read →
Financial Literacy11 min read
First Salary? The Financial Setup Guide Nobody Gave You
Your first salary just hit. Before you spend it all, do these 7 things. Your 40-year-old self will thank you.
3 February 2026Read →
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