Unclaimed Money After Death: How to Find and Claim It (RBI UDGAM, IEPF)
How to find unclaimed money of a deceased person using RBI UDGAM, IEPF, and Bima Bharosa. Step-by-step for legal heirs in India.
How to find unclaimed money of a deceased person using RBI UDGAM, IEPF, and Bima Bharosa. Step-by-step for legal heirs in India.
Property nominees don't work like bank nominees. If you own multiple properties with outdated nominee forms, your family faces a legal nightmare. Here's what to fix.
Rajesh had a Rs 1 crore term plan. His wife was the nominee. She got the money, 14 months and Rs 2.8 lakh in legal fees later.
Yes, a nominee can refuse - but it's legally wrong. Here's what legal heirs can do, what courts have ruled, and how to prevent this problem altogether.
No. A nominee is a custodian, not an owner. Here's what the Supreme Court says and what happens if a nominee tries to sell without heir consent.
Yes, a nominee can withdraw funds without a succession certificate. But they're legally required to share with legal heirs. Here's what happens if they refuse.
Joint accounts give immediate access, but that's not the same as ownership. Here's what the law says about who actually gets your money when you die.
When your named nominee dies before you, the nomination becomes void. Here is what happens to your accounts and how your family can still claim them.
New RBI rules (2025) simplify locker access for families. Banks must settle claims within 15 days or pay ₹5,000/day compensation. Here's the complete process.
If a credit card holder dies in India, are family members liable? Section 50 CPC protects heirs. Here's what the law actually says.
When a vehicle owner dies, the insurance doesn't automatically transfer. Here's the 90-day process to transfer RC and insurance to legal heirs.
How to access a deceased person's bank locker in India. RBI guidelines, documents required, legal process with and without nominee, and what happens to locker contents.
How to transfer shares from deceased person's demat account. Transmission process for NSDL and CDSL, documents required, nominee vs legal heir claims, and timeline.
How gold and jewelry are inherited in India. Streedhan rules, legal heir rights, documentation needed, and step-by-step process for claiming inherited jewelry.
How to file income tax return for a deceased person in India. Who files, deadlines, process, documents needed, and common mistakes to avoid.
Do loans die with the borrower? Home loans, personal loans, car loans, credit cards after death. Legal heir liability, insurance coverage, and what families should know.
How to transfer private limited company shares after shareholder's death. Section 56 Companies Act 2013, documents required, nomination, and step-by-step process.
Complete guide to sole proprietorship succession after owner's death. GST transfer, business continuation, legal heir rights, and step-by-step process explained.
How to transfer car or bike ownership after owner's death in India. Form 30, Form 31, RTO process, documents required, fees, and timeline explained step-by-step.
Everything you need to know about writing a will in India. Legal requirements, format, registration, witnesses, executor duties, and common mistakes to avoid.
Step-by-step guide to transfer property after father's death in India. With will, without will, required documents, legal process, timeline, and what to do when siblings disagree.
How property gets distributed when someone dies without a will in India. Hindu, Muslim, Christian succession laws, legal heir rights, required documents, and step-by-step transfer process.
The Supreme Court has made it clear: nominees don't own your assets. They're just temporary custodians. Here's what actually happens to your money after you die.
How to transfer property records after a family member's death. State-wise process for Maharashtra, Karnataka, Tamil Nadu, Delhi, UP. Documents, fees, timeline, and online portals.
Complete guide to obtaining a succession certificate in India. Court fees by state, timeline, documents required, and when you need one vs legal heir certificate.
Step-by-step guide to claiming a deceased family member's bank account. What documents you need, how long it takes, and what to do if there's no nominee.
Your nominee doesn't automatically own your money. Here's what the Supreme Court says and what it means for your family.
Store what matters. Share with who matters. That is it.