Most families with multiple health policies claim in the wrong order and lose lakhs. The right sequence covers a ₹70 lakh bill with almost nothing out of pocket.
The Insurance Ombudsman's 2024-25 report reveals which life and health insurers face the most complaints, who loses, and how many families are still waiting.
Your term plan might include a critical illness rider worth lakhs. But if your family doesn't know it exists, they'll never claim it.
A family floater doesn't end when the policyholder dies. But there are steps you can't skip, or your family loses everything.
Comparing term insurance? Here's what claim settlement ratios actually tell you - and the numbers insurers don't want you to focus on.
Your life insurance claim was rejected. Here's how to fight back through the ombudsman, Bima Bharosa portal, and consumer court - step by step.
Step-by-step guide to claiming LIC policy after death. Documents needed, timeline under IRDAI 2025 rules, what to do if rejected, and how to avoid common mistakes.
Complete guide to filing a term insurance death claim in India. IRDAI timelines, documents required, common rejection reasons, and what to do if your claim is denied.
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