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#epf-and-retirement22 articles

epf-and-retirement

All our articles tagged with "epf-and-retirement".

Financial Literacy7 min read

You Changed Jobs 3 Times. Your Old EPF Is Still There.

Multiple job changes mean multiple dormant EPF accounts. Here's how to find them, why they still earn interest, and how to consolidate before your family has to file 3 separate claims.

10 March 2026Read →
Insurance8 min read

Group Health Insurance From Your Job: What Your Family Loses When You Die

Your employer's group health insurance covers your family today. The day you die, that coverage ends. Nobody tells your family.

2 March 2026Read →
Financial Literacy11 min read

Medical Emergency Access: Making Sure Your Family Can Act

What happens to your bank accounts, insurance, and investments if you're alive but can't sign anything? How to plan for medical incapacity in India.

23 February 2026Read →
Estate Planning10 min read

Retired and Ready: A Senior's Guide to Estate Planning in India

Estate planning for senior citizens in India. Will, nominees, power of attorney, property protection, and how to make sure your family isn't left guessing.

23 February 2026Read →
Government Claims10 min read

Compassionate Appointment After Death of a Government Employee

How to apply for compassionate appointment after a government employee dies in harness. Eligibility, documents, process, and what families need to know.

17 February 2026Read →
Financial Literacy10 min read

10 Years Same Company vs. 5 Job Switches: The Money Reality at 40

Loyalty vs. job-hopping — which career path leaves you financially better at 40? A side-by-side comparison of salary, EPF, gratuity, ESOPs, and insurance.

9 February 2026Read →
Financial Literacy8 min read

You're 40 With ₹25 Lakh Saved. Is That Good? Here's the Honest Math.

At 40, ₹25 lakh in savings feels low. But once you add EPF, property equity, and FDs, the picture changes. Here's how to actually benchmark your wealth.

9 February 2026Read →
Financial Literacy6 min read

Your Spouse Changed Jobs. 5 Financial Things That Need Updating.

When your spouse switches jobs, your household finances shift too. EPF, insurance, nominees, tax — here's what both of you need to check.

8 February 2026Read →
Financial Literacy7 min read

She Took a Career Break for the Kid. The Financial Checklist You Both Missed.

A career break isn't just a pause in income. It's a cascade of financial changes — EPF, insurance, NPS, tax — that most couples discover too late.

8 February 2026Read →
Financial Literacy12 min read

Company Group Insurance Has a Rs 10 Lakh Hole

Your company gives you group term life, group health, EDLI, and gratuity. Sounds like enough protection. It's not even close. Here's the math nobody shows you.

7 February 2026Read →
Financial Literacy6 min read

Your EDLI Cover Is Rs 7 Lakh. Your EMI Is Rs 40,000/month.

Your employer provides 'life insurance' through EPF. The max payout is Rs 7 lakh. That covers less than 18 months of your EMI.

7 February 2026Read →
Legal Process9 min read

HR Playbook: When an Employee Dies (PF, Gratuity, EDLI, ESI)

A step-by-step guide for HR managers on processing employee death benefits. EPF, EDLI, gratuity, ESI, and group insurance claims explained.

6 February 2026Read →
Financial Literacy11 min read

Money Mistakes in Your 30s That Cost You in Your 50s

Your 30s feel like you have plenty of time. But these money mistakes compound - and by 50, they're expensive to fix.

3 February 2026Read →
Financial Literacy11 min read

NPS vs PPF vs ELSS: Which Tax-Saving Investment Wins?

March is coming. Where should you put your 80C money? Here's an honest comparison of NPS, PPF, and ELSS - with a clear recommendation.

3 February 2026Read →
Financial Literacy11 min read

Your Parents Are Retiring: The Money Conversation You Need to Have

Your parents are retiring or already retired. Here's how to have the money conversation - without making it awkward.

3 February 2026Read →
Financial Literacy11 min read

Switching Jobs? The Financial Checklist Most People Skip

New job offer? Before you sign, here's the financial checklist that protects your money during the transition.

3 February 2026Read →
Government Claims9 min read

Family Pension Claim After Death: EPS & Government Pension Guide

How to claim family pension after death of EPF member or government employee. EPS pension rules, eligibility, calculation, documents, and step-by-step process.

24 January 2026Read →
Government Claims9 min read

Gratuity Claim After Death: Complete Guide for Families

How to claim gratuity after an employee's death in India. Eligibility, calculation, documents required, nomination rules, and step-by-step process under Payment of Gratuity Act.

24 January 2026Read →
Investment Claims11 min read

NPS Death Claim: Complete Process Guide

How to claim National Pension System (NPS) after death. Nominee process, documents required, PRAN claims, lump sum vs annuity rules, and step-by-step guide.

23 January 2026Read →
Investment Claims11 min read

PPF Claim After Death: Complete Process & Nominee Rules

How to claim PPF account balance after death. Nominee process, documents required, no-nominee claims, interest rules, and common problems explained.

23 January 2026Read →
Life Events11 min read

Retiring Soon? Secure Your Family's Future First

Pre-retirement financial checklist for Indian families. From consolidating accounts to updating nominations, wills to insurance review - essential steps before you retire.

23 January 2026Read →
Government Claims13 min read

How to Claim EPF After Death: Complete Guide With & Without Nominee

Step-by-step guide to claiming EPF, EPS pension, and EDLI insurance after death in India. Forms required, documents needed, timeline, and what to do if there's no nominee.

19 January 2026Read →