Insurance8 min read
Group Health Insurance From Your Job: What Your Family Loses When You Die
Your employer's group health insurance covers your family today. The day you die, that coverage ends. Nobody tells your family.
2 March 2026Read →
Financial Literacy12 min read
Company Group Insurance Has a Rs 10 Lakh Hole
Your company gives you group term life, group health, EDLI, and gratuity. Sounds like enough protection. It's not even close. Here's the math nobody shows you.
7 February 2026Read →
Financial Literacy6 min read
Your EDLI Cover Is Rs 7 Lakh. Your EMI Is Rs 40,000/month.
Your employer provides 'life insurance' through EPF. The max payout is Rs 7 lakh. That covers less than 18 months of your EMI.
7 February 2026Read →
Legal Process9 min read
HR Playbook: When an Employee Dies (PF, Gratuity, EDLI, ESI)
A step-by-step guide for HR managers on processing employee death benefits. EPF, EDLI, gratuity, ESI, and group insurance claims explained.
6 February 2026Read →
Government Claims13 min read
How to Claim EPF After Death: Complete Guide With & Without Nominee
Step-by-step guide to claiming EPF, EPS pension, and EDLI insurance after death in India. Forms required, documents needed, timeline, and what to do if there's no nominee.
19 January 2026Read →
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